Refinancing your mortgage can save you hundreds each month, but it’s important to consider all the costs involved—and whether it will actually save you money in the future. Refinancing your mortgage can come
Regardless of how you choose to save or what you’re saving for, everyone agrees you should save some money. Most advice says to save between 15% and 20% of your salary. But everyone’s
Tips from the FIRE (Financial Independence, Retire Early) movement that are not as difficult as you may think. Early retirement may feel far off or seemingly unattainable, but just like anything else, it
Life insurance is one of the most important financial products most people purchase. A life insurance policy can protect loved ones from financial disaster. It does this by paying out a death benefit
How do you feel when you think about personal finances? Does your stomach knot up? Plenty of people would rather have a root canal than come face to face with their financial situation. At the
Estate planning discussions often give the impression that every senior in America is married with two or more kids. That’s not true, of course, and those who do not fit the profile need estate
Even the best investors can’t always predict market downturns — who are we kidding, no one can! If you have significant invested assets, market declines can jeopardize your hard-earned wealth. While the stock
n the Spring of 2015, my wife and I owed nearly $300,000 in student loans. By November 2016, we had $262,000 in student loans. Today, we owe $0.00. Over the course of a
When you’re first trying to get a grip on your finances, budgeting is a great place to start. However, it’s often presented in personal finance books with complicated-looking tables where you’re trying to
It is a sad fact of life that we all must one day pass on. Planning for your legacy and assets is important to ensure you have the right people in place to